Tax Planner: New tax saving deposit Schemes. The schemes provide dual benefits of high returns and tax exemption under Section 80(C) of the Income Tax Act 1961.

Abhyudaya Cash Certificate: A growth oriented scheme with maximum returns. Money invested multiplies after the specified period. The minimum period of deposit is 6 months and the maximum period is 120 months. This is a re-investment plan and has a maturity value based on interest compounded on quarterly basis.

Fixed Deposits: A high interest deposit scheme for specified periods ranging from 15 days to 10 years with interest payments made monthly, quarterly, half-yearly or yearly as required by the depositor.

Soulabhya Deposit: A flexible 'twin gain' Deposit Scheme that allows withdrawal of deposits in units of Rs.1,000/- each in case of need, without affecting the interest payable on the remaining units. Minimum amount of deposit is Rs.5,000/- and in multiples of Rs.1,000/- thereto.

Cumulative Deposit: A monthly deposit scheme whereby a fixed amount is to be contributed monthly for a minimum period of 6 months and a maximum of 10 years. This is an ideal scheme to save a fixed amount for future plans such as education, buying a home etc. The maturity value of the investment is calculated based on the interest cummulated over the period of investment.

Platinum Lakhpathi: A recurring deposit scheme wherein a fixed monthly amount deposited over a period of 45 months to 120 months in multiples of 15 months, becomes over a lakh of rupees at the end of it.

Insurance linked Savings Bank Deposit: Free accident insurance coverage with your savings account! By maintaining a stipulated minimum balance in SB account, you become entitled to free accident insurance coverage of upto Rs.2 lakh and Rs.10,000/- towards re-imbursement of hospitalisation expenses arising out of accidents.

Resident Foreign Currency (Domestic) Account:Foreign currency in USD, GBP and Euros may be deposited. This account can be opened as a current account only. The account carries no interest with it and there is no minimum amount for opening the account. Foreign exchange acquired in the form of currency notes, travellers cheques, gifts, honorarium received outside India, gifts received from relatives and earnings through the export!of goods and services, can be credited to this account.

NRI Services: Wide range of Deposit schemes for Non-Resident Indians. It includes Non Resident Rupee Account (NRE), Foreign Currency Non- Resident (Bank) Scheme (FCNR[B]) and Non Resident (Ordinary) Account (NRO) with very attractive and competitive rates. Resident Foreign Currency (RFC) (Domestic) Account for returning Indians is also available.

Senior Citizens Deposit Scheme: Respecting our elders through additional interests for their savings and other benefits.