Base Rate linked Interest Rates on Schematic Loans:
Current Base Rate : 11.00% p.a.
|
SL No. |
Scheme |
Rate of interest w.e.f. 03.08.2011 |
|
1. |
KBL-Agri Gold |
|
|
|
i. Gold One (12 Months) |
11.25 |
|
|
ii. Others (24 Months) |
11.25 |
|
2. |
KBL- Apna Ghar including NRIs |
|
|
|
i. Up to Rs 25.00 lakhs (priority sector) |
11.25 |
|
|
ii. Above Rs 25.00 lakhs and up to Rs 50.00 lakhs. |
11.75 |
|
|
iii. Above Rs 50.00 lakhs and up to Rs. 100 lakhs |
12.75 |
|
3. |
KBL- Car Finance |
|
|
|
i. New vehicles upto Rs. 50.00 lakhs |
12.75 |
|
|
ii. Old vehicles upto Rs. 20.00 lakhs |
15.25 |
|
4. |
KBL Contractor |
14.25 |
|
5. |
KBL -Easy Ride |
12.75 |
|
6. |
KBL-Ghar Niveshan |
14.75 |
|
7. |
KBL- Insta Cash |
15.00 |
|
8. |
KBL-Instant Agri Credit |
1.50% above deposit rate |
|
9. |
KBL- Krishik Bhandar |
|
|
|
i. Up to Rs 3.00 lakhs. |
11.00 |
|
|
ii. Above Rs 3.00 lakhs and up to Rs 50.00 lakhs. |
11.25 |
|
|
iii. Above Rs 50.00 lakhs and up to Rs 100.00 lakhs. |
12.25 |
|
10. |
KBL-Krishik Sarathi |
12.50 |
|
11. |
KBL-Krishik Sinchana |
12.50 |
|
12. |
KBL-Lease N Cash |
15.25 |
|
13. |
KBL- Mahila Udyog |
12.25 |
|
14. |
KBL-Mortgage |
15.75 |
|
15. |
KBL-MSE |
|
|
|
A. Activities not covered under CGTMSE. |
|
|
|
i. Old Vehicles |
15.75 |
|
|
ii. Traders |
14.25 |
|
|
ii. Others |
14.75 |
|
|
B. Activities covered under CGTMSE |
|
|
|
i. Manufacturing |
|
|
|
i.a. Upto Rs. 5.00 lakhs |
12.75 |
|
|
i.b. Above Rs. 5.00 lakhs and up to Rs. 25.00 lakhs |
13.75 |
|
|
i.c. Above Rs. 25.00 lakhs and up to Rs. 50.00 lakhs |
14.75 |
|
|
ii. Services-New Vehicles |
|
|
|
ii.a. Up to Rs. 5.00 lakhs |
12.75 |
|
|
ii.b. Above Rs. 5.00 lakhs and up to Rs. 25.00 lakhs |
13.75 |
|
|
ii.c. Above Rs. 25.00 lakhs and up to Rs. 100.00 lakhs |
14.75 |
|
|
iii. Service -Old Vehicles |
15.75 |
|
|
iv. Service- PSE & Others |
|
|
|
iv.a. Upto Rs. 5.00 lakhs |
12.75 |
|
|
iv.b. Above Rs. 5.00 lakhs and up to Rs. 25.00 lakhs |
13.75 |
|
|
iv.c. Above Rs. 25.00 lakhs and up to Rs. 100.00 lakhs |
14.75 |
|
16. |
KBL-Pushpankur |
12.50 |
|
17. |
KBL-Ravikiran |
14.75 |
|
18. |
KBL-Salaried Persons Loan |
16.00 |
|
19. |
KBL Vidyanidhi. |
|
|
|
i. General Up to Rs. 4 lakh |
|
|
|
i.a. Normal |
14.50 |
|
|
i.b. Meritorious |
14.00 |
|
|
i.c. Girl Student |
14.00 |
|
|
i.d. Girl Meritorious |
13.50 |
|
|
ii. General above Rs. 4 lakh |
|
|
|
ii.a. Normal |
15.50 |
|
|
ii.b. Meritorious |
15.00 |
|
|
ii.c. Girl Student |
15.00 |
|
|
ii.d.Girl Meritorious |
14.50 |