Karnataka Bank Ltd.
REVISED
CHARGES W.E F. 15-10-2009 (Excluding applicable
Service Tax)
(Amount
inRs.)
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PARTICULARS |
REVISED RATES |
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Account Holder |
Non Account Holder |
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1. COMMISSION FOR
DEMAND DRAFTS |
Rs.2/- per
1000/- with a Min. of Rs.15/- Senior Citizen Min. Rs.10/- |
Rs.2.50/- per
Rs.1000 with a Min. of Rs.30/- |
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2. COMMISSION FOR – RTGS Rs.2 lakh to 5.00 lakh Above Rs.5 lakhs |
Rs.25 plus Service Tax Rs.50 plus Service Tax |
Not Applicable
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3. COMMISSION FOR – NEFT UPTO Rs.1 Lakh Above Rs.1 lakh to 2 lakhs Above 2 lakhs |
Rs.5/- Rs.15/- Rs.25/- |
Rs.5/- Rs.15/- Rs.25/- |
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4. COMMISSION FOR LOCAL DD |
Rs.1.50/- per
Rs.1000/- with a min. of Rs.15/-
& Max. Rs.7500/- Senior Citizen Max. Rs.6000/- |
Rs.2/- per
Rs.1000/- with a Min. of Rs.20
& Max. of Rs.10000/- |
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5. MAIL TRANSFER ISSUE
Note: 1) MT upto Rs.5,000/-
per day for credit of SB a/c 2) MT for credit of Term Deposits, CD, Transfer / renewal of deposits 3) MT for credit of loans towards remittances of installments MT in
respect of amount to be remitted by Mandi Merchants
to areca nut growers |
Rs.1/- per
1000/- Min. Rs.10/- Max. Rs.50/-
(Including Senior Citizen) Free Free Free Rs.30/- per
remittance |
Rs.1.50 per
1000 Min. Rs.15/- Max. Rs.50/- For Senior Citizen Min. Rs.10/- Max. Rs.50/- |
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6. COMMISSION FOR – BILLS COLLECTION – (IBC) |
Rs.4/- per
Rs.1000/- Min. Rs.25/- Max. Rs.7500/-
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7. IBC – RETURN CHARGES |
50% of Commission as per Sl. No.6 above with Min. Rs.50/-
Max. Rs.3500/- |
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8. COMMISSION FOR OUTSTATION CHEQUE COLLECTION (OBC) (Including fast collection) (W.E.F 01-04-2011)
COMMISSION FOR OUTSTATION CHEQUE COLLECTION FOR CHEQUE DRAWN ON OUR BANK BRANCH (W.E.F 15-10-2011)
SPEED CLEARING (W.E.F 15-10-2011) |
Service Charge from Savings a/c customers: Upto and including Rs.5000 :- Rs.25^ Above Rs.5000 and upto and including Rs.10,000 :- Rs.50^ Above Rs.10,000 and upto and including Rs.1,00,000 :- Rs.100^ Above Rs.1,00,000 :- Rs.2 per 1,000 or part thereof Min.Rs.200 Max Rs.50,000 Service Charge from Other a/c customers: Upto and including Rs.5000 :- Rs.50^ Above Rs.5000 and upto and including Rs.10,000 :- Rs.100^ Above Rs.10,000 and upto and including Rs.1,00,000 :- Rs.200^ Above Rs.1,00,000 :- Rs.3 per 1,000 or part thereof Min.Rs.400 Max Rs.50,000 ^All inclusive maximum amount chargeable by branches to the customers (Other than Serivce Tax). --------------------------------------------------------- Service Charge from Savings a/c customers: Upto and including Rs.5000 :- Rs.25/-^ Above Rs.5000 and upto and including Rs.10,000 :- Rs.50/-^ upto and including Rs.1,00,000 :- Rs.100/-^ Above Rs.1,00,000 :- Rs.150/-^ Service Charge from other a/c customers: Upto and including Rs.5000 :- Rs.50^ Above Rs.5000 and upto and including Rs.10,000 :- Rs.100/-^ upto and including Rs.1,00,000 :- Rs.200/-^ Above Rs.1,00,000 :- Rs.250/-^ --------------------------------------------------------- Service Charge from Savings a/c customers: Upto and including Rs.5000 :- Nil Above Rs.5000 and upto and including Rs.10,000 :- Nil upto and including Rs.1,00,000 :- Nil Above Rs.1,00,000 :- Rs.1 per 1,000 or part thereof Min.Rs.100 Max Rs.1000 Service Charge from other a/c customers: Upto and including Rs.5000 :- Rs.40^ Above Rs.5000 and upto and including Rs.10,000 :- Rs.75^ upto and including Rs.1,00,000 :- Rs.150^ Above Rs.1,00,000 :- Rs.1.50 per 1,000 or part thereof Min.Rs.150 Max Rs.2,500 ^All inclusive maximum amount chargeable by branches to the customers (other than Serivce Tax). |
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9. OBC – RETURN CHARGES
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1. Local Cheque: Rs.15/- per
cheque. 2. Outstation Cheque: 50% of as per Sl. No.8 above with a minimum of Rs.50/-
+ Other Bank Charges. 3. Clearing Inward: a) Handling charges at the rate of
Re.1/- per Rs.1000/- of
the amount of the instrument returned, or part thereof, subject to a Min. of Rs.50/- for SB a/c and Rs.100/-
for Current and OD a/cs. b) The charges at the above rate have to be collected on all instruments
received in clearing, but returned dishonored for want of funds, or any
reason attributable to the drawer thereof, irrespective of whether they are
drawn on SB, Current or Overdraft accounts at the Branch. 4. Clearing Outward: a) If the proceeds of instruments sent in outward clearing were credited
to SB a/c and current a/c, handling charges of Rs.25/-
and Rs.50/- per instrument respectively need to be
collected at the time of return. b) If the proceeds of instruments sent in outward clearing were credited
to Over Draft a/c, handling charges at the rate of Re.1/-
per Rs.1000/- (or part thereof) of the amount of
the instrument returned by the drawee banks,
subject to a Min. of Rs.50/- in case the instrument
was returned on the next day or later from the date of credit. If in the
above case, the instrument was returned on the same day as that of credit to
the account, only handling charges of Rs.50/- per
instrument need be collected. |
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10. CHARGES FOR SAFE CUSTODY SERVICE Charges
per Year Sealed cover Sealed 30’’ x 30’’ x
30’’ |
Rs.100/- per
cover Rs.500/- per
box Rs.800/- per
box |
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11. CHARGES FOR NON-MAINTENANCE OF MINIMUM BALANCE (Other than MBB Accounts) CA SB |
Rs.100/- per Month Rs.50/- per Month Charges for non-maintenance
of minimum balance are waived in respect of SB Sugama
& SB Zero Balance. |
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12. CHARGES FOR CLOSURE OF OPERATING ACCOUNTS (Within a year) SB without cheque book SB with cheque book Current Account |
Rs.50/- Rs.100/- Rs.150/- |
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13. CHARGES FOR COLLECTION OF FDR ON MATURITY |
No charges if the deposit
with the Bank otherwise Normal OBC charges. Free if the deposit with the other
Bank invested in our Term Deposit. |
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14. CHARGES FOR ISSUANCE OF DUPLICATE PASS BOOKS / PASS SHEET PASS SHEET PASS BOOK |
Minimum Rs.30/-
for one sheet. Beyond that additional Rs.50/- per
sheet Rs.30/- per
Pass Book – latest balance only. For previous entries,
additional charge Rs.50/- per ledger page or part
thereof |
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15. FOLIO CHARGES (Half yearly) |
For SB : NIL For CA : Rs.100/-
per Folio |
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16. CHARGES FOR STOP PAYMENT INSTRUCTIONS |
S B A/c Rs.50/-
per Instrument C A/c Rs.100/- per
Instrument |
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17. FOLIO CHARGES FOR NON-OPERATIVE ACCOUNT (DORMANT ACCOUNT) |
SB Rs.50/- per Year CA Rs.200/- per Year |
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18. CHARGES FOR CANCELLATION / ISSUE OF DUPLICATE AND
REVALIDATION CHARGES (DDs AND POs) |
Rs.50/- per
instrument |
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19. SERVICE CHARGES FOR OPERATING LOCKER UNIT |
Upto 24
transaction in a calendar year no charges Rs.20/- per
transaction if the operation is more than 24 in a year |
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20. CASH DEPOSIT CHARGES AT BASE BRANCHES (Other than MBB Accounts) |
For Deposit in single day upto Rs.3 lakhs - FREE Rs.3 lakh to Rs.10 lakhs – Rs.100/- per lakh Above Rs.10
lakhs Rs.200/- per lakh .
Even if the remittance is less than Rs.3.00 lakh per day if the party remits more than 30 packets (3000
pieces) of currency a charge of Rs.10/- per packet
(100 pieces) shall be collected. |
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21. CHARGES FOR STANDING INSTRUCTIONS If the instructions have to be executed within 7
days. Within the
branch For credit to another Branch If the instructions have to be executed after 7
days. Within the
branch For credit to another Branch Note: Standing Instruction for Credit of loan account
is free of cost. Charges to be levied to the account from which
the amount is transferred. |
Free Rs.25/- Free Rs.50/- |
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22. TECHNOLOGY PRODUCTS SERVICE CHARGES |
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Internet Banking SMS Alerts (Other than MBB
Accounts) Internet Banking Password Reset |
Free Internet Banking Customer Rs.1/- per alert and for other customers Rs.2/- per alert. Rs.100/- per Reset of Internet Banking Password (with effect from 01/09/2010) |
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ECS Services (W.E.F 01-04-2011):
For Registration Mandate Return Charges For ECS
:- Saving Bank Account Current /OD Accounts |
Rs.100^ Rs.50^ Return Charges for ECS at the rate of Rs.1/-per Rs.1000/- of the amount of ECS returned or part thereof,subject to a Min.of Rs.100/- for Current and OD a/cs. ^All Inclusive maximum amount chargeable by branches to the customers (Other than Service Tax). |
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ATM Related Card Issue Card Replacement Annual Fee |
Free Rs.200/- NIL |
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ATM Transaction Charges (w.e.f 01/07/2011) Own ATM VISA outlets / Other Banks ATMs for Cash Withdrawal/Balance enquiry International Financial Non Financial |
Free
For Savings Bank customers: Rs.100/- + tax Rs.25/- + tax |
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23. PHOTO ATTESTATION |
Rs.100/- per
attestation |
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24. MICR CHEQUE |
Rs.3/- per
cheque leaf at the time of issue of MICR cheque book. However for SB a/cs of individuals 3 cheque
books of 25 leaves each will be free in a calendar year. |
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25.
SIGNATURE ATTESTATION |
Rs.100/- per attestation
(Free for Students receiving Scholarship grant from Ministry of Miniority Affairs,Govt of Karnataka) |
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26. ISSUE OF
NO OBJECTION, NO DUE / BALANCE / INTEREST CHARGED / CHEQUE
HONOURED / ACCOUNT MAINTAINING ETC.) |
Rs.100/- per
certificate |
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26a. No Due Certificate issued to the parties for availing loans other than under Govt. sponsored schemes from other Banks (w.e.f 01-08-2011) |
Rs.25/- (Including Service Tax) |
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27.RECORD COPY OF THE CHEQUE /
DOCUMENT |
Rs.100/- per
instance |
28. ENQUIRY RELATING TO OLD ENTRIES (ABOVE SIX
MONTHS)
SB Current A/c |
Rs.10/- per
entry Min. Rs.25/- Rs.15/- per
entry Min. Rs.50/- |
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29.
REGISTRATION OF MANDATE / POWER OF ATTORNEY FOR OPERATION OF A/C SB Current A/c |
Rs.100/- per
registration Rs.150/- per
registration |
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30. ADDITION
/ DELETION OF NAMES IN JOINT A/CS / NOMINATION / CHANGE IN OPERATIONAL
INSTRUCTIONS |
Rs.50/- per
instruction |
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31.COPY OF CREDIT INFORMATION |
Rs.50/- per
instance |
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32.Remittance of Deposit on its Maturity |
No Charges |