ANNEXURE- III




INTEREST RATES OF MICRO, SMALL & MEDIUM ENTERPRISES W.E.F 01.10.2016 under KBL-MSME SCHEME

(Linked to MCLR - one year MCLR being 9.15%)



MCLR

Credit Risk Premium

Business Strategy Premium

Effective Interest

Rate

Covered under CGTMSE





i)Loan up to Rs.10.00 lakh

9.15

0.50

0.55

10.20

ii) Old vehicles:





Above Rs.10.00 lakh up to Rs.50.00 lakh

9.15

0.10

2.95

12.20

iii) New vehicles :





Above Rs.10.00 lakh up to Rs.100.00 lakhs

9.15

0.10

1.70

10.95

iv) Other than vehicles loans:





Above Rs.10.00 lakh up to Rs.100.00 lakh

9.15

0.50

1.30

10.95

v) Other than vehicles loans:





Not Covered under CGTMSE





i)Loan up to Rs.10.00 lakh

9.15

0.50

0.55

10.20

ii) Old vehicles:





Above Rs.10.00 lakh up to Rs.50.00 lakh

9.15

0.10

4.70

13.95

iii) New vehicles :





Above Rs.10.00 lakh up to Rs.100.00 lakhs

9.15

0.10

2.20

11.45

iv) Other than vehicles loans:





Above Rs.10.00 lakh up to Rs.100.00 lakh

9.15

0.50

1.80

11.45

v) Other than vehicles loans:





Loans above Rs.100.00 lakh up to Rs.500.00 lakh

9.15

0.50

2.30

11.95